HR Policy Members Issue RFP for Innovative Retiree Health Care Exchange Concept

October 21, 2011

At the direction of the Association's Board of Directors and many of our members, HR Policy’s Retiree Health Access Coalition has issued a Request for Proposals to develop a unique and comprehensive retiree exchange solution that will be exclusively available to Association members beginning January 13, 2013.  The new exchange, called RHA Direct, will feature an array of competing carriers offering individual health insurance coverage options to retirees and their dependents coupled with benefits not currently available in the marketplace.  "This is a great opportunity for Association members to use their collective purchasing power to develop a retiree health care exchange that fills some very significant gaps in products currently offered by vendors," said Larry Steward, Vice President, Human Resources for DTE Energy and chairman of the Coalition.  The Coalition is seeking a vendor who can administer an exchange that will serve both pre-65 and Medicare-eligible retirees and their dependents.  Current vendors offering retiree exchanges only serve post-65 individuals.  Moreover, the new state exchanges being developed under PPACA will only serve pre-65 individuals, meaning the market has not developed a comprehensive retiree exchange solution that will serve all retirees and dependents regardless of their age.  The new exchange will supplement the Association's RHA Group program, which is currently offered by 68 employers and covers more than 108,000 retirees.  For more information, contact Steve Wetzell at